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1. What are the differences between the PPO and High Deductible plans?

PPO Information

High Deductible Information

2. How do I find a doctor / in network provider?

https://providersearch.medmutual.com

3. Where do I go for tests / procedures?

https://www.medmutual.com/Campaign-Pages/MyCareCompare.aspx

4. Where can I find information on prescription coverage and pricing?

www.medmutual.com

https://www.goodrx.com

5. How do I change my HSA account or HSA contribution from my paycheck?

Complete the Direct Deposit Form and submit it to the payroll department.

6. How do I enroll in or drop medical coverage?

Complete a Medical Mutual and/or Guardian enrollment / change form during the hiring process or during Open Enrollment

7. Do I have to enroll in coverage?

No, employees that have the option of receiving health insurance from a spouse’s employer or another offered plan and who choose to “opt out” of the City’s healthcare insurance shall be compensated as follows:

Eligible for FAMILY coverage but waive ALL coverage - $250
Eligible for FAMILY coverage, but choose SINGLE coverage - $150
Eligible for FAMILY coverage, but choose ONLY DENTAL/VISION - $225
Eligible for SINGLE coverage, but waive ALL coverage - $110
Eligible for SINGLE coverage, but choose ONLY DENTAL/VISION - $100

8. When can I make changes to the dependents on my plan?

When one of the following events happens; Marriage, Divorce, Birth or Adoption of a Dependent, Spouses loss of coverage through their employer, or Death of a Spouse or Dependent

9. When can I change from one medical plan to another?

You may change your medical plan election during Open Enrollment

10. When will I receive a medical plan identification card?

After you have completed the medical plan enrollment process with Human Resources. You should expect to receive your card approximately 1-2 weeks after you enroll. Replacements cards can be ordered online by signing into your Medical Mutual account at www.medmutual.com.

11. What is our plan year?

March 1st – February 28th (29th)

12. How does the plan year differ from the HSA Contribution time frame?

HSA Contributions are tracked and recorded per IRS regulations from Jan 1st-Dec 31st. You can refer to www.irs.gov or your tax preparer for more information on HSA’s.